Your AI agent ships the checkout. The tax work isn't yours
Launch global payments from Cursor, Claude, or any agent. No foreign entity, no tax registration, no compliance code.
- No Foreign Entity Required
- You're not the merchant of record
- Reconciled net payouts
- AI-Ready SDKs & MCP
- VAT and sales tax collected at checkout
- VISA RDR Chargeback Protection
- Auditor-Ready Net Payouts
- No setup fee
- No monthly minimum
- No PCI fee
You're the merchant of record.
That's the expensive part.
With a raw gateway, every tax filing and VAT registration is yours. With Payments AI, they aren't.
| Feature | S LEGACY GATEWAY e.g. Stripe, Braintree | Payments AI Merchant of Record |
|---|---|---|
| Integration Speed | Legacy gateway — not included: Weeks of API docs, webhooks & manual wiring | Payments AI — included: One MCP command — your AI agent builds it |
| Global Tax & VAT | Legacy gateway — not included: You research, calculate & remit manually | Payments AI — included: Calculated and collected at checkout. Collected and remitted for you across the US, EU, and UK. |
| Legal Liability | Legacy gateway — not included: You are the Merchant of Record — every risk is yours | Payments AI — included: A registered merchant of record is the seller of record, not you. Tax registration, filing, and remittance are not yours. |
| Fraud & Chargebacks | Legacy gateway — not included: You absorb disputes and chargeback costs | Payments AI — included: We file the dispute response with the card networks. The $15 dispute fee and the chargeback amount are still passed through to you. |
Your Brand, Our Technology. Zero Code.
You don't need to be a developer to create a professional payment system. Use our intuitive design tool to match your checkout experience to your brand identity. See every change instantly as you make it. You choose the colors and fonts—while we, as your Merchant of Record, handle the complex taxes and global security standards for you.
This is a live preview of your checkout. It updates as you change the settings on the left and is a visual demonstration only — it is not interactive.
Product Name
Description
Buying for yourself or a company?
Your agent already knows how to use us.
Native connectors for Cursor, Claude, and Lovable. Paste one prompt to turn on global, tax-compliant payments — no API docs, no tax research.
- Cursor
- Claude
- Lovable
- GPT-4o
- v0
- Bolt
Wondering if this is for you?
Discover what else we offer. Our tools are built for different business goals, not different budgets. Let's find your match.
Three steps. Then you're live.
Connect our official skill using a secure MCP key and let your coding assistant build your global checkout flow.
- 1
Add the skill
Works with Claude Desktop, Cursor, and any MCP-compatible tool. Install our official skill directly from our repository.
> npx skills add paymentsai/Payments-AI-skills - 2
Set your MCP Key
Generate a secure MCP authentication key from your dashboard. This grants your AI agent safe access to your Merchant of Record infrastructure.
> export PAI_MCP_KEY="mcp_live_8f92a4..." - 3
Prompt your revenue
No API docs to read. Just tell your agent what you want to monetize. It builds the checkout, while we handle the compliance.
"Create a payment link for a $29/mo Pro plan with a 14-day trial."
Your AI Agent
You keep shipping.
The tax work isn't yours.
Behind the AI-friendly APIs is full merchant-of-record infrastructure. Every transaction is legally sold by the merchant of record, which registers, files, and remits the transaction taxes.
Automated Global Tax
VAT, GST, and sales tax calculated and collected at checkout. Collected and remitted for you across the US, EU, and UK. Your agent doesn't need to know any of it exists.
Chargeback handling, run for you
The merchant of record files chargeback and fraud responses with the card networks. You may be asked for evidence on the underlying sale, and dispute fees and chargebacks are debited from your balance.
Plug-and-play Subscriptions
Recurring billing, dunning, proration, and upgrade flows, ready from day one. No extra code, no extra lawyers.
Auditor-Ready Reporting
Reconciled net payouts and compliance-ready records, filed under the merchant of record. No manual bookkeeping, no year-end scramble.
One import. Global payments handled
Drop our snippet into your AI-generated codebase and we handle VAT, chargebacks, and global payouts automatically — no compliance research required.
- TypeScript-first with full type inference
- React, Vue & Next.js components included
- Tax rates auto-loaded on init
- < 2 KB gzipped core bundle
// Hello World — Payments AI Checkout import { PaymentsAI } from 'payments-ai'; // 1. Initialize const pai = new PaymentsAI({ apiKey: process.env.PAI_SECRET_KEY, mode: 'live', }); // 2. Create product and plan if not exists const plan = await pai.plans.upsert({ name: 'Pro Annual', amount: 29900, // $299.00 currency: 'usd', }); // 3. Get checkout URL (MoR + tax handled) const { url } = await pai.checkout.create({ planId: plan.id, }); // 4. Redirect — we handle everything else redirect(url); █
The questions developers
ask before going live.
Running a marketplace or SaaS platform?
Meet Payments AI Platforms.
If you're orchestrating payments for many sub-merchants rather than a single app, our AI-routing platform maximizes approval rates and recovers revenue across every gateway you connect.
Explore Payments AI PlatformsNeutralize malicious card-testing scripts at the entry point.
Sub-200ms routing decisions and waterfall retries to recover sales.
Pass Level 2/3 data to slash fees by 33%.
Maximize data depth to boost authorization rates to 70%.
Ready to monetize
your AI app?
Connect your agent and start selling in minutes. Sales tax and VAT are calculated, collected, and remitted by the merchant of record from the first transaction.
No credit card required · Under 5 minutes from signup to a working sandbox checkout · Identity verification required before live payments