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AGENT-READY INFRASTRUCTURE

Your AI agent ships the checkout. The tax work isn't yours

Launch global payments from Cursor, Claude, or any agent. No foreign entity, no tax registration, no compliance code.

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No foreign entity needed
No tax registration on your side
MCP + SDK included
2.7% + $0.30 per card transaction, processing only
Payments AI revenue dashboard shown on a tablet
Your AI agent

Create a payment link for a $29/mo Pro plan with a 14-day trial.

claude mcp add --transport http payments-ai https://mor.payments.ai/api/mcp✓ checkout created
  • No Foreign Entity Required
  • You're not the merchant of record
  • Reconciled net payouts
  • AI-Ready SDKs & MCP
  • VAT and sales tax collected at checkout
  • VISA RDR Chargeback Protection
  • Auditor-Ready Net Payouts
  • No setup fee
  • No monthly minimum
  • No PCI fee
Connect your agent

One command. Then ask for the checkout.

Pick your tool and run one line. You approve once in the browser, with no key to copy, and your agent can build checkouts from that moment on.

  1. Pick your tool, run one line

    Every client ends the same way: the server is registered and waiting for you to approve it.

    Add to Cursor

    Opens Cursor with the server pre-filled. Approve it in Settings → MCP.

  2. Approve once in the browser

    Your client opens the dashboard. Sign in, approve the scopes, and the tools appear in the chat. There is no User MCP Key to copy.

  3. Ask for what you want to sell

    No API reference, no tax research. Describe the plan and the agent calls create_product, then hands back the hosted checkout URL.

Writing ~/.cursor/mcp.json

"payments-ai": { "url": "https://mor.payments.ai/api/mcp" }

Server added. Approve it in Settings → MCP.

Opening browser for authorization…

Signed in · scopes approved

get_my_merchant

0 merchants · ready to create one

Create a $29/mo Pro plan with a 14-day trial and give me the checkout URL.

create_merchant_account ✓

create_product ✓

checkoutUrl → …/payment/pln_4Rk2mBpA?isSandbox=true

payments-ai registered · awaiting approval

Under two minutes, start to finish.Read the MCP docs (opens in a new tab)

The Stripe alternative

A gateway moves money.We take the liability.

With a raw gateway, every tax filing is yours. Here, none of them are.

Raw gateway

e.g. Stripe, Braintree

  • Setup:Weeks of API docs and webhooks
  • Tax & VAT:You register, file and remit
  • Liability:You're the seller on paper
  • Chargebacks:You build every dispute case

Payments AI

Merchant of record

  • Setup:One MCP command. Your agent wires it.
  • Tax & VAT:Collected and remitted for you. US, EU, UK.
  • Liability:We're the seller of record. Not you.
  • Chargebacks:We answer the card networks for you.

Dispute fees and chargeback amounts still pass through to you.

Checkout Builder

Your Brand, Our Technology. Zero Code.

An illustrator, an indie SaaS and a running coach. Same checkout, three brands: each set a logo, colors, a font and an input style.
No code. Taxes stay on us.

Inkwell checkout by Maya Chen: light mode, background #FCE7D6, button #C2410C, font color #431407, Roboto font, rounded inputs. It sells Brush Pack Vol. 2, total due $28.80.

Also from Payments AI

Wondering if this is for you?

Discover what else we offer. Our tools are built for different business goals, not different budgets. Let's find your match.

Find your fit
Merchant of Record

You keep shipping.
The tax work isn't yours.

Behind the AI-friendly APIs is full merchant-of-record infrastructure. Every transaction is legally sold by the merchant of record, which registers, files, and remits the transaction taxes.

Automated Global Tax

VAT, GST, and sales tax calculated and collected at checkout. Collected and remitted for you across the US, EU, and UK. Your agent doesn't need to know any of it exists.

Chargeback handling, run for you

The merchant of record files chargeback and fraud responses with the card networks. You may be asked for evidence on the underlying sale, and dispute fees and chargebacks are debited from your balance.

Plug-and-play Subscriptions

Recurring billing, dunning, proration, and upgrade flows, ready from day one. No extra code, no extra lawyers.

Auditor-Ready Reporting

Reconciled net payouts and compliance-ready records, filed under the merchant of record. No manual bookkeeping, no year-end scramble.

Payments AI dashboard showing product and sales totals alongside a notifications panel with a processed payout and a blocked fraudulent transaction
HOSTED MCP SERVER

One connection. Global payments handled

Point your coding agent at the hosted MCP server. It creates the merchant, the product, and the plan, and hands back a hosted checkout link. Sales tax and VAT are calculated and collected at checkout, so there is no compliance research to do.

Read the MCP docs
  • Hosted server: nothing to install, no package to keep updated
  • OAuth in the browser, no key to copy
  • Sandbox first: test checkouts need no identity verification
  • Works in Claude Code, Cursor, Codex, Gemini CLI, and more
agent session
# Connect once, then approve the sign-in in your browser
$ claude mcp add --transport http payments-ai \
    https://mor.payments.ai/api/mcp
$ claude mcp login payments-ai

// Ask: "Create a $29/mo Pro plan and give me the checkout URL."
get_my_merchant()
create_merchant_account({ name, email })
create_product({
  merchantId,
  name: 'Pro',
  plans: [{ name: 'Monthly', amount: 29,
    currency: 'usd', type: 'recurring',
    billingPeriod: 'month', periodLength: 1 }],
})
// → sandbox checkoutUrl (stays sandbox)

// When you say so
go_live({ merchantId })
// live starts empty: create_product again for a live checkoutUrl
 █
sandbox checkout ready · tax handled by the merchant of record
Technical FAQ

The questions developers
ask before going live.

It means two things working together. First, you're not the merchant of record. A registered, tax-compliant merchant of record appears on your customer's bank statement, holds the transaction tax obligation, and runs the chargeback process with the card networks. Second, our infrastructure is built to be installed by AI coding agents: we expose a hosted MCP server so that tools like Cursor or Claude can call our merchant, product, and checkout tools directly — without a human needing to read API docs or understand tax law.
No. You sell through our merchant-of-record infrastructure, so you don't register your own business abroad — no VAT registration in Germany, no GST number in Australia. Sales tax and VAT are collected at checkout, and remitted for you across the US, EU, and UK. Your AI-built app can sell internationally on day one.
You connect once to our hosted MCP server. In Claude Code, run claude mcp add --transport http payments-ai https://mor.payments.ai/api/mcp and then claude mcp login payments-ai, and approve the sign-in in your browser; there is no package to install and no key to copy. Cursor, Codex, Gemini CLI, VS Code, Grok, and ChatGPT connect to the same URL. Your agent then calls tools such as get_my_merchant, create_merchant_account, create_product, list_products, update_checkout_customization, and go_live. You describe what you need in natural language (e.g. "add a checkout for my $49/month Pro plan"), and the agent creates the merchant and the product, then hands back a hosted checkout URL with tax collection handled by the merchant of record. If you prefer not to use code, the checkout builder in the dashboard lets you set your checkout colors, fonts, and logo.
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Complete Identity Data Payloads

Maximize data depth to boost authorization rates to 70%.

No legal setup. No tax headaches. No foreign entities.

Ready to monetize
your AI app?

Connect your agent and start selling in minutes. Sales tax and VAT are calculated, collected, and remitted by the merchant of record from the first transaction.

Start Building FreeView Documentation

No credit card required · Under 5 minutes from signup to a working sandbox checkout · Identity verification required before payouts (live merchants can process up to $5,000 first)