Monetize AI from Day One. Scale to Enterprise Valuation
Stop wiring legacy APIs. Use our agentic billing layer to process single app transactions or orchestrate hundreds of sub-merchants platform-wide.
Same infrastructure. Different superpowers.
Choose based on what you're building — not what sounds bigger. One handles the legal liability so you don't have to. The other routes your existing volume smarter so more of it converts.
Feature
Payments AI Merchant of Record
Payments AI Platforms
Best For
Single AI Apps, Indie Hackers, Software Creators
B2B SaaS, Marketplaces, Multi-merchant Hubs
Merchant of Record (MoR)
Yes — We absorb 100% legal, tax, and fraud liability
We help you set up your own MoR entity — plus bring and orchestrate your own gateways
Integration Method
1-line MCP command / No-code builder
Developer-first REST API & Webhooks
Core Financial Benefit
Zero Regulatory Overhead. Launch globally without foreign entities.
Valuation Lift. Move from 4x SaaS multiples to 8x Fintech infrastructure multiples.
Routing & Optimization
Smart routing across 8 payment backends, fully managed for you
Smart AI Waterfall Routing & Method Vaulting
Setup Time
Under 5 minutes
Fully deployed in 14 days
Price
2.7% + $0.30 per successful card transaction
Talk to our sales team
Get started with Payments AI
FOR AI APP BUILDERS
Ready to launch your AI tool?
Ship your AI product globally from day one. We absorb the tax, compliance, and legal liability — so you never have to.
Get Started FreeFOR SAAS & MARKETPLACES
Running a marketplace or SaaS?
Talk to our financial engineers to model your platform's exit multiple lift.
Book a Call