Monetize AI from Day One. Scale to Enterprise Valuation

Stop wiring legacy APIs. Use our agentic billing layer to process single app transactions or orchestrate hundreds of sub-merchants platform-wide.

Same infrastructure. Different superpowers.

Choose based on what you're building. On one, you're not the merchant of record and the tax registration and filing aren't yours. On the other, you stay the merchant of record and we make more of your volume convert.

Feature

Payments AI Merchant of Record

Payments AI Platforms

Best For
Single AI Apps, Indie Hackers, Software Creators
B2B SaaS, Marketplaces, Multi-merchant Hubs
Merchant of Record (MoR)
You're not the merchant of record — sales tax and VAT registration, filing, and remittance aren't yours.
You're the merchant of record. We help you stand up your own entity and orchestrate the gateways you already run.
Integration Method
1-line MCP command / No-code builder
Developer-first REST API & Webhooks
Core Financial Benefit
No foreign entity. No VAT registration. No filings on your side.
Payment revenue changes how buyers value you. See the Platforms page.
Routing & Optimization
Smart routing across 8 payment backends, fully managed for you
Smart AI Waterfall Routing & Method Vaulting
Setup Time
Under 5 minutes
Fully deployed in 14 days
Price
2.7% + $0.30 per successful card transaction (processing; tax handling, BNPL, and payouts priced separately)
Talk to our sales team

Get started with Payments AI

FOR AI APP BUILDERS

Ready to launch your AI tool?

Ship your AI product globally from day one. Tax registration, filing, and remittance aren't yours.

Get Started Free
FOR SAAS & MARKETPLACES

Running a marketplace or SaaS?

Talk to our financial engineers to model your platform's exit multiple lift.

Book a Call